Same Day Telephone, Zoom or In-Person Meetings Available
Palm Beach County: (561) 689-6789
St. Lucie County: (772) 344-9090
Wage Garnishment
Wage Garnishment Attorney
Serving the West Palm Beach & Port St. Lucie Area
In today’s economy, more people than ever are living paycheck to paycheck, making it more difficult to accumulate savings than ever before.
Having your wages garnished can be frightening and embarrassing while placing you in stressful financial situation that can quickly become overwhelming.
If you’ve been contacted by a creditor threatening to garnish your wages, or your wages are already being garnished, you need help from Ozment Law, an experienced wage garnishment law firm with locations in both Palm Beach County and St. Lucie County Florida
What Is Wage Garnishment?
Wage garnishment occurs when a court orders your employer to withhold a portion of your paycheck for a creditor payment.
Unpaid child support, consumer debt, student loans, and tax liens are common sources of wage garnishment.
Unless you intervene, the garnishment will be continued until the debt is completely satisfied.
There are also non-wage garnishments, commonly referred to as a Bank Levy, that allow creditors to withdraw money directly from your bank account.
Credit Card Debt, Medical Bills, Personal Loans, and Most Other Consumer Debt
Either 25% of your disposable income or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.
Child Support and Alimony
50% of your disposable income if you are supporting another child or spouse; otherwise, up to 60%. If you are more than 12 weeks late in payments, an additional 5% may be taken.
Federal Student Loans
15% of your disposable income.
Taxes
Usually, up to 15%. IRS will determine the amount taken based on standard deductions and the number of dependents.
Defending Against Wage Garnishments
With the help of an experienced wage garnishment attorney and depending on your financial circumstances, you might be able to prevent wage garnishment before it starts.
Before they can begin to garnish your wages most creditors must obtain a judgment from a court, which allows you to attempt to reach a settlement before a judgement is awarded.
You may also qualify for an exemption from garnishment under Florida law, depending on your income, your circumstances, and the nature of the debt.
Call our office today to discuss your personal situation.
West Palm Beach Office
(561) 689-6789 Port St. Lucie Office
(772) 344-9090
Mortgage Loan Originators
Due to client demand, I became a Mortgage Loan Originator. We are taking applications for new loans for purchasing, as well as applications for refinancing existing loans. Whether you are refinancing to get a lower rate or to cash out for home repairs, Drake Ozment will process your loans quickly and help you on your way to achieving your desired goals.
Click the link below to start your new loan process. Complete the short on line application and we will begin processing it right away. Most loans are approved within 30 days. Ozment Law can close on your new purchase or refinance almost immediately thereafter.
Contact our Office for Mortgage Information by using the form above or calling the office closest to you
West Palm Beach Office (561) 689-6789
Port St. Lucie Office (772) 344-9090
Visit Ozment Mortgage for financing and refinancing.
We offer refinancing options to payoff chapter 13 cases early and reverse mortgages for those over 62.
At Ozment Mortgage, we have an easy-to-use online application portal to help you get started.
The Loan you need is just a click away…We Make Mortgages Easy
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Drake Ozment is ready to be your advocate, offering compassionate guidance and effective, personalized solutions.
Take the first step towards financial freedom by contacting one of our South Florida offices today for your free consultation:
West Palm Beach: (561) 689-6789 Port St. Lucie (772) 344-9090
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Contact Information
Address:
Palm Beach County: 2001 Palm Beach Lakes Blvd Suite 500 West Palm Beach, FL 33409
Business Hours
- Mon - Fri
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- Sat - Sun
- Closed
